🏚️ Siding and Roofing Restoration
What It Does:
This coverage helps ensure your home’s exterior looks consistent after a covered loss — even if only part of the siding or roof is damaged and matching materials are no longer available.
✅ What’s Covered
- Repair or replacement of undamaged siding or shingles so they match the new materials used after a partial loss.
- Helps maintain your home’s curb appeal and resale value.
🚫 What’s Not Covered
- Damage not caused by a covered peril (e.g., storm, fire)
- Cosmetic changes if matching materials are available
- Roof or siding upgrades not related to the claim
💡 Real-Life Example
A storm damages part of your roof. The original shingles are no longer manufactured, so the new shingles don’t match the rest of your roof. This coverage pays to replace the entire roof (or all siding on a wall) for a uniform appearance.