Trailer Coverage
What It Does:
This coverage helps pay for damage to or theft of trailers you own and use for personal purposes, whether they’re parked, stored, or being towed.
✅ What’s Covered
- Utility trailers, boat trailers, recreational trailers, and similar personal-use trailers
- Loss or damage from:
- Fire
- Theft
- Vandalism
- Storms
- Accidents while attached to your vehicle
🚫 What’s Not Covered
- Trailers used for business or commercial purposes
- Travel trailers or campers (may need separate coverage)
- Damage to the contents inside the trailer (unless covered elsewhere)
💡 Real-Life Example
Your insured utility trailer is stolen from your driveway. This coverage helps pay to replace the trailer, up to your policy limit.
💵 Coverage Limits:
- $2,000 (Basic)
- $2,500 (Plus)
- $5,000 (Select)